Credit Unions: Advancing Communities

No matter what life brings, America’s credit unions have always been there to help strengthen the financial lives of individuals, families, and businesses across our nation. Credit unions are not-for-profit financial cooperatives owned by and operated for the benefit of the members they serve.  Stronger Credit Unions make Stronger Communities.

This is why credit unions embrace their role in ensuring economic prosperity and fairness for everyone, including addressing the systematic socioeconomic disparities and inequalities in our communities. Our Plan for Better Communities confronts this challenge by:

• Providing affordable financial services to more Americans, no matter where they live–especially for underserved and diverse communities in rural and urban areas;

• Protecting families from predatory lenders by providing low-interest and responsible short-term loans when hit with unexpected medical debt, surprise medical billing, job loss, or other emergencies;

• Helping more Americans achieve the American dream of owning a home with access to easy and lower cost home loans;

• Assisting working families in sending their children to college via lower-cost student loans;

• Ensuring their members’ personal financial data is secure and their privacy is protected against hackers and other bad actors;
  

• Investing more in the local communities they serve, growing the local economy by expanding small businesses loans, and empowering job growth; and
  

• Ensuring that all Americans  have access to a  not-for-profit cooperative choice  when it comes to their families’ financial futures.

The Credit Unions’ Plan for Better Communities is a common-sense, bipartisan set of solutions to transform the financial lives of all Americans.